:root {
  color-scheme: light;
  --ink: #11263b;
  --muted: #5e7183;
  --line: #dce6ed;
  --surface: #ffffff;
  --soft: #f1f7f8;
  --brand: #146b72;
  --brand-dark: #0c4c53;
  --accent: #df8f42;
  --shadow: 0 18px 60px rgba(20, 61, 73, .10);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  color: var(--ink);
  background:
    radial-gradient(circle at 90% 5%, rgba(20, 107, 114, .11), transparent 24rem),
    linear-gradient(180deg, #f8fbfc 0, #fff 28rem);
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.65;
}

a { color: var(--brand-dark); }
a:hover { color: var(--brand); }

.wrap { width: min(1100px, calc(100% - 40px)); margin: 0 auto; }

.topbar {
  position: sticky;
  top: 0;
  z-index: 10;
  border-bottom: 1px solid rgba(220, 230, 237, .88);
  background: rgba(248, 251, 252, .92);
  backdrop-filter: blur(16px);
}

.topbar .wrap {
  min-height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.mark {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  color: #fff;
  background: linear-gradient(145deg, var(--brand), var(--brand-dark));
  box-shadow: 0 8px 20px rgba(12, 76, 83, .24);
  font-weight: 800;
  font-size: 22px;
}
.brand-text { color: var(--ink); font-weight: 760; letter-spacing: -.02em; }

nav { display: flex; align-items: center; gap: 22px; }
nav a { color: var(--muted); text-decoration: none; font-size: 15px; font-weight: 600; }
nav a[aria-current="page"] { color: var(--brand-dark); }

main { padding: 76px 0 90px; }

.eyebrow {
  margin: 0 0 12px;
  color: var(--brand);
  font-size: 13px;
  font-weight: 800;
  letter-spacing: .13em;
  text-transform: uppercase;
}

h1, h2, h3 { line-height: 1.16; letter-spacing: -.035em; }
h1 { max-width: 780px; margin: 0; font-size: clamp(2.45rem, 6vw, 5.2rem); }
h2 { margin: 0 0 18px; font-size: clamp(1.65rem, 3vw, 2.35rem); }
h3 { margin: 0 0 8px; font-size: 1.08rem; letter-spacing: -.015em; }

.lede { max-width: 720px; margin: 24px 0 0; color: var(--muted); font-size: 1.18rem; }

.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 20px;
  border: 1px solid var(--brand);
  border-radius: 14px;
  background: var(--brand);
  color: white;
  text-decoration: none;
  font-weight: 720;
}
.button:hover { background: var(--brand-dark); color: white; }
.button.secondary { background: transparent; color: var(--brand-dark); }
.button.secondary:hover { background: rgba(20, 107, 114, .07); }

.trust-strip {
  margin-top: 56px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: var(--line);
  box-shadow: var(--shadow);
}
.trust-item { min-height: 150px; padding: 26px; background: var(--surface); }
.trust-item strong { display: block; margin-bottom: 8px; font-size: 1.05rem; }
.trust-item span { color: var(--muted); }

.section { margin-top: 76px; }
.section-heading { max-width: 740px; }
.section-heading p { color: var(--muted); }

.grid {
  margin-top: 28px;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}
.card {
  padding: 26px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: rgba(255, 255, 255, .9);
}
.card p { margin: 0; color: var(--muted); }

.notice {
  margin-top: 30px;
  padding: 22px 24px;
  border-left: 4px solid var(--accent);
  border-radius: 4px 16px 16px 4px;
  background: #fff8f0;
}
.notice p { margin: 0; }

.legal { max-width: 820px; }
.legal h1 { font-size: clamp(2.35rem, 5vw, 4rem); }
.legal .meta { margin: 18px 0 42px; color: var(--muted); }
.legal section { margin: 38px 0; }
.legal p, .legal li { color: #344b60; }
.legal ul { padding-left: 22px; }
.legal li + li { margin-top: 8px; }

footer { border-top: 1px solid var(--line); background: #f7fafb; }
footer .wrap {
  min-height: 120px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  color: var(--muted);
  font-size: 14px;
}
.footer-links { display: flex; flex-wrap: wrap; gap: 18px; }

@media (max-width: 760px) {
  .wrap { width: min(100% - 28px, 1100px); }
  .topbar .wrap { min-height: 64px; }
  .brand-text { display: none; }
  nav { gap: 14px; }
  nav a { font-size: 14px; }
  main { padding: 54px 0 70px; }
  .trust-strip, .grid { grid-template-columns: 1fr; }
  .trust-item { min-height: auto; }
  footer .wrap { padding: 28px 0; align-items: flex-start; flex-direction: column; }
}

@media print {
  .topbar, .actions, footer { display: none; }
  body { background: #fff; }
  main { padding: 0; }
  .wrap, .legal { width: 100%; max-width: none; }
}